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Banca Națională limitează de la 1 ianuarie gradul de îndatorare a românilor. Nivelul maxim va fi de 40% din venitul net la creditele în lei şi 20% la cele în valută. În același timp pentru creditele aferente achiziţionării primei locuinţe rata maximă de îndatorare este majorată cu 5 puncte...

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Profitul băncilor a crescut accelerat în primele 9 luni din an, deşi au înăsprit condiţiile de creditare, în special pentru creditele de consum. Potrivit datelor Băncii Naționale, în cele trei trimestre, profitul băncilor a atins valoarea de 4,1 miliarde lei, circa 900 milioane de euro, fiind cel mai mare...

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